The importance of insuring your special friend.
Did you know 1 in 3 pets may require unexpected veterinary treatment each year?
Whilst advances in veterinary medicine mean we can do more for your pet, treatment costs can soon mount up. We recommend pet insurance to all our clients to help cover unexpected vets bills. While your pet insurance will not cover you for preventative treatments such as routine vaccination and parasite treatments it is always there to help should the unexpected happen be it illness or accident.
You may be surprised to hear that you are more likely to claim on your pet insurance than your car or household policies. In fact, in our experience if you are one of the few people who don't need to claim on your pet insurance you really are very lucky indeed!
It's important to be aware that not all pet insurance is the same. Some policies limit the amount of time or money that you can claim for. Others will have different extras such as alternative treatments, physiotherapy or help to find missing pets.
Don't just shop around on price alone.
Ask the following key questions so you clearly understand what each policy does and does not cover. Listen carefully to what they have to say:
• Will the policy cover my pet for on-going conditions (e.g. eczema or anything which once developed will always be a problem) into its old age?
• Will exclusions be placed at renewal for an illness that occurred in the previous year (this can often happen with annual policies)?
• Will my excess or premium increase if I make a claim?
• Will the policy cover: congenital and hereditary illness, hip-related conditions, dental treatment or behavioral conditions?
• Is the provider a pet insurance specialist?
Here at Dore & Totley we are not authorized to sell insurance but we do have a collection of established insurance company leaflets which may help you.